Just about every year we have been advising people, we have seen new legislation introduced that will monitor and regulate us more. It has yet to really pass at the state level with any significant But this may be the year with all the uprising over the mortgage crisis. And to that we say…”It is long over due”. This would be something we certainly welcome as it will only further weed out the yahoos who need to not be in this business anyways. So stand by for further developments.