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As for rates, they continue to steady out a bit after going up after the last two weeks. They did not sky rocket, but moved about .25%. However, they seem to be inching back down. If you need a rate quote call us and we will help you analyze your situation.
As for the market, see the video below on the continued decline in consumer spending. The good news is people are saving more out of necessity. The bad news is, if we are not careful (and we have talked about this plenty), we will slide into a deflationary market where people are not spending, prices are dropping, rates are dropping, but people are losing their jobs because employers cannot afford the because people are not spending and buying their products. It is a vicious cycle that is hard to break.

About Two Bald Mortgage Guys

Ken Blanchard, one of the country’s premier business leadership authors, says in his latest book, “To keep customers today, you can’t be content to merely satisfy them; you have to give them legendary service and create ‘raving fans’ – customers who are so excited about the way you treat them that they tell stories about you.” In everything we do, this is what we envision. We see people such as yourself being so enthused with the process and service we provide that you will become a raving fan for us, telling stories to people of what you just experienced.


8202 Louisiana NE
Suite B
Albuquerque, NM 87113
(505) 830-9685
(505) 830-9684



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